Monday, 28 March 2011

Saving money- shop fortnightly and PLAN

We have just done a new household budget and I have come up with a really simple way of saving money. Shop fortnightly! Try this, log onto your internet banking and scroll down your transactions, (scary I know, if you are anything like me you avoid this like reverse parallel parking!) look at how much money you spend when you do your groceries! I spend $ grocery store, $ other shops near the grocery store, $on lunch at the shops, $ take away coffee, $ fueling up the car, $ drink at the servo, it all adds up! Have you heard the expression "poor men count their money in dollars, rich men count it in cents" I'll expand on this in another post, but basicly it means every cent counts and it all adds up, if you are diregarding the small amounts of money you are spending here and there, over a long period of time you are throwing away heaps! I figure if I do a big grocery shop once a fortnight I will be saving in 2 ways, I will be saving on all the extras you buy when you do the shopping, and I will save money by buying in bulk. This will be particularly relevent to the more costly items I use every day like nappies and wipes (have you ever added up how much money you literally spend on shit!) meat, fruit and veg.
It takes more planning, but in the end, the savings speak for themselves!
PLAN do a meal plan for the fortnight, plan exactly what you are going to have each night and make a shopping list. Be specific, 12 chops, 6 chicken legs, 6 chicken wings etc. Start your shopping list at the start of the fortnight so you don't forget anything, stick to your list when you do the shop and don't forget to take the list with you! Buy a cheap packet of freezer bags, buy your meat in bulk and divvy it up into meals when you get home before you freeze it. (how often do you eat an extra chop or chicken leg just because it's there and you don't want to throw it out, yes even though you eat it, it is a form of wastage, there goes another dollar! And an extra cm to your butt!)
Same with fruit, 6 bananas (allthough I you won't see them on my list at the moment $11.98kg!pheff!), 7 apples etc and also buy some canned fruit so you get just enough of the fresh stuff to last until it's getting "unfresh" then have canned fruit until the next shop, it's still full of nutrients, some even more so than so called "fresh" fruit, and you won't be throwing away rotton fruit.
Plan thoroughly and stick to your list and shop fortnightly = saving $$$$$$$

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